Which type of Private Fee-for-Service (PFFS) plan could Mrs. Roberts consider enrolling in?

The best choice for Mrs. Roberts to consider is a Medicare Advantage Prescription Drug (MA-PD) PFFS plan that combines medical benefits with Part D coverage. This type of plan not only encompasses the standard medical benefits that are typically seen in Medicare Advantage plans, but it also includes prescription drug coverage, which is vital for many individuals as the need for medication increases with age.

By opting for an MA-PD PFFS plan, Mrs. Roberts can have more comprehensive coverage, addressing her healthcare needs more effectively. PFFS plans, in particular, allow beneficiaries to see any doctor or specialist that accepts the PFFS plan, providing flexibility in terms of provider choice, which is advantageous for many members.

In contrast to this option, a plan that solely provides dental benefits lacks the comprehensive medical coverage and prescription drug support that is usually important for Medicare beneficiaries. A PFFS plan that only covers emergency services would leave significant gaps in healthcare, as it wouldn't cover routine care or necessary medications. Finally, a plan with limited out-of-network benefits might restrict Mrs. Roberts' ability to access preferred providers, which can be a significant disadvantage if she has established relationships with certain healthcare professionals. Thus, the MA-PD PFFS plan