When can Kendrick start enrolling in a Medicare Advantage plan?

The correct answer indicates that Kendrick can start enrolling in a Medicare Advantage plan three months before her first entitlement to Medicare Part A and B. This aligns with the enrollment rules established by Medicare, which allow individuals approaching eligibility age (generally age 65) to enroll during the Initial Enrollment Period. This period spans three months before the individual turns 65, the month of their birthday, and three months after.

This rule is crucial because it allows those who are aging into Medicare to secure their coverage without any gaps at the onset of their eligibility, ensuring a smooth transition into the Medicare system. It highlights the proactive approach that Medicare encourages, allowing individuals time to research and select the best plan for their healthcare needs.