What rule applies if Ford wants to switch to an MA-PD plan?

The correct answer is supported by the fact that the Annual Election Period (AEP) allows beneficiaries to switch to a Medicare Advantage Plan with Prescription Drug coverage (MA-PD) more than once within that designated timeframe. During this period, which typically runs from October 15 to December 7, individuals have the flexibility to evaluate their options and make changes based on their current healthcare needs and preferences.

This means that Ford, if he wishes to switch to an MA-PD plan, can examine different plans and opt to make changes as necessary, taking full advantage of the AEP. The flexibility to change plans multiple times allows beneficiaries to ensure they select the coverage that best meets their healthcare requirements.

Understanding this process is crucial for beneficiaries, as it empowers them to make informed decisions about their healthcare coverage annually rather than being restricted to a single opportunity or facing immediate changes that may not allow time for considerations.