Mr. Carlini prefers Original Medicare but wants prescription drug coverage. What is his best option?

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Mr. Carlini’s best option for obtaining prescription drug coverage while remaining in Original Medicare is to enroll in a separate prescription drug plan, also known as a stand-alone Part D plan. This choice allows him to keep his Original Medicare benefits intact, which provides coverage for hospital and medical services. By adding a Part D plan, he can access needed prescription medications while maintaining the flexibility and structure of Original Medicare.

In this context, choosing a Medicare Advantage plan would not be necessary since he is content with his Original Medicare. Additionally, there are no restrictions preventing him from obtaining drug coverage through a standalone Part D plan without enrolling in a Medicare Advantage plan. A Medicare Supplement plan, while it may complement Original Medicare by covering certain out-of-pocket expenses, does not provide prescription drug coverage. Therefore, enrolling in a separate prescription drug plan aligns best with his desire for drug coverage while sticking with Original Medicare.

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