If Gonzalez wants to enroll in a PFFS plan, what must he do first?

To enroll in a Private Fee-for-Service (PFFS) plan, an individual must first have Medicare Part A and Part B. However, enrolling in Part B is a crucial step because PFFS plans are designed to provide services to people who have both parts of Medicare. Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care, while Part B covers outpatient care, doctor services, preventive services, and other medical services not covered by Part A.

Without Part B, Gonzalez would not qualify to enroll in a PFFS plan, which requires him to have both parts to ensure he has comprehensive coverage. This requirement underscores the importance of having the necessary Medicare parts as a foundational step before proceeding with enrollment in a PFFS plan.