Chou is interested in a PFFS plan without drug coverage. What option is available to her?

A PFFS (Private Fee-for-Service) plan allows beneficiaries to receive healthcare services from any provider who agrees to treat them under the plan's terms. When it comes to prescription drug coverage, beneficiaries in a PFFS plan have the option to enroll in a stand-alone Medicare Part D drug plan. This means Chou can maintain a PFFS plan for her healthcare needs while also selecting a separate plan specifically designed for prescription drugs.

This flexibility is beneficial for individuals like Chou who may want to customize their coverage based on their health care and medication needs, allowing her to tailor her coverage rather than being limited to a plan that includes both medical and drug benefits bundled together. The availability of separate stand-alone Medicare Part D plans further supports her ability to manage her health care and expenses effectively.